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PAYMENT

Secure and easy payments –
on a flexible platform

Mobile payment options and the associated comfort are increasingly appreciated and accepted by customers. As mobile sales channels grow, purchases and transactions must be made simpler and, above all, more secure. We offer flexible payment processes for your products and services that are simple, reliable, and secure. Whether billing via mobile bill (carrier billing) or soon via SEPA or credit card – your customers have a choice.

Our global payment hub is a completely pre-configured payment system. It includes more than 20 different, ready-to-use payment flows with fixed rules for almost every country to which you want to expand your business.

Carrier billing, i.e. paying via mobile bill, is the fastest mobile payments solution for your end customers. Since the payment process uses the unique IP address of the mobile phone as the identifier, no registration or entry of sensitive data is necessary. Invoice your services via the mobile phone bill of the users and eliminate barriers for your customers when they are buying.

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2PHASES

Simple is good, secure is better:
The 2-phase authentication

1: Authentication of the end customer
• Mobile billing: Identification via IP address if end customer is on the internet via network operator.
• Premium SMS: If the end customer initially sends an SMS, it is possible for us, together with the network operator,
to identify the customer based on the transmitted mobile number
• If no clear identification of the end customer can take place with the help of the network operator,
the end customer must enter his mobile number in order to then verify it by entering the received SMS TAN code.

2: Payment via mobile phone account
After successful authentication and pressing of the payment button by the end customer,
billing is completed via the mobile phone account of the end customer.

ONE API FOR ALL PAYMENT TRANSACTIONS

One API for all payment transactions

 

Our goal: one platform, one API for all payment transactions
Because it has certain advantages – for you and for your end customers:
Your customers can use payment methods that they are familiar with and that are easy and convenient for them.
For you as our customer, simple and diverse payment processing and payment methods result in a great competitive advantage.

We are working to make this possible.

4FACTS FOR 4PAY

Offer carrier billing for your business.

60000

Successful carrier billing transactions a day

30

Payment connections in 30 countries worldwide

0,25

Every 0.25 seconds a transaction takes place

1999

18 years of experience in payment & SMS services